Accepting Payments

Overview

Fenerum integrates with leading payment providers to help you collect and manage customer payment methods. Once a payment card is registered in Fenerum, you can automatically charge it for invoices and subscriptions.

Supported Providers:

Modern payment infrastructure

Nordic payment gateway

Prerequisites

Before accepting payments, configure your payment provider in Fenerum:

  1. Navigate to Settings → Integrations in Fenerum
  2. Add your payment provider's API credentials
  3. Enable the payment gateway for your organization

Stripe Integration

How It Works

Integrating Stripe with Fenerum involves two steps:

  1. Frontend: Collect card details using Stripe Elements (PCI-compliant, card data goes directly to Stripe)
  2. Backend: Register the Stripe payment method ID with Fenerum (your server, with secure token handling)

Security Note: Never expose your Fenerum API token in frontend code. Always call Fenerum's API from your backend where the token is safely stored in environment variables.

Frontend: Collect Payment Method

Use Stripe Elements to securely collect card information. The card data goes directly to Stripe—your server never sees it.

<!DOCTYPE html>
<html>
<head>
  <title>Add Payment Method</title>
  <script src="https://js.stripe.com/v3/"></script>
  <style>
    #payment-form { max-width: 500px; margin: 50px auto; padding: 20px; }
    #card-element { border: 1px solid #ccc; padding: 10px; border-radius: 4px; }
    button { margin-top: 20px; padding: 10px 20px; background: #5469d4; color: white; border: none; border-radius: 4px; cursor: pointer; }
    button:hover { background: #4158c4; }
    .success { color: green; margin-top: 20px; }
    .error { color: red; margin-top: 20px; }
  </style>
</head>
<body>
  <form id="payment-form">
    <h2>Add Payment Method</h2>
    <div id="card-element"></div>
    <button type="submit">Save Card</button>
    <div id="message"></div>
  </form>

  <script>
    // Initialize Stripe with your publishable key (safe for frontend)
    const stripe = Stripe('pk_test_YOUR_PUBLISHABLE_KEY')
    const elements = stripe.elements()
    const cardElement = elements.create('card')
    cardElement.mount('#card-element')

    const form = document.getElementById('payment-form')
    const messageDiv = document.getElementById('message')

    form.addEventListener('submit', async (event) => {
      event.preventDefault()
      messageDiv.textContent = ''

      // Step 1: Create payment method with Stripe (card data stays secure)
      const {error, paymentMethod} = await stripe.createPaymentMethod({
        type: 'card',
        card: cardElement,
      })

      if (error) {
        messageDiv.textContent = error.message
        messageDiv.className = 'error'
        return
      }

      // Step 2: Send ONLY the payment method ID to YOUR backend
      <!-- focus-start -->
      try {
        const response = await fetch('/api/register-payment-card', {
          method: 'POST',
          headers: { 'Content-Type': 'application/json' },
          body: JSON.stringify({
            paymentMethodId: paymentMethod.id,
            accountId: 'ACCOUNT_UUID_HERE'
          })
        })

        const data = await response.json()
      <!-- focus-end -->

        if (response.ok) {
          messageDiv.textContent = `Card saved: ${data.brand} ending in ${data.card_number.slice(-4)}`
          messageDiv.className = 'success'
          form.reset()
        } else {
          messageDiv.textContent = data.error || 'Failed to save card'
          messageDiv.className = 'error'
        }
      } catch (err) {
        messageDiv.textContent = 'Network error: ' + err.message
        messageDiv.className = 'error'
      }
    })
  </script>
</body>
</html>

Key Points:

  • Stripe publishable key (pk_test_...) is safe to use in frontend code
  • Card data is sent directly to Stripe, never touching your server
  • Only the payment method ID is sent to your backend
  • No Fenerum API token in the frontend!

Backend: Register with Fenerum

Your backend receives the Stripe payment method ID and registers it with Fenerum using your API token stored in environment variables.

// Example backend endpoint (works with Express, Fastify, Next.js, etc.)
// Endpoint: POST /api/register-payment-card
// Body: { paymentMethodId: string, accountId: string }

async function registerPaymentCard(req, res) {
  const { paymentMethodId, accountId } = req.body

  // Validate inputs
  if (!paymentMethodId || !accountId) {
    return res.status(400).json({ error: 'Missing required fields' })
  }

  <!-- focus-start -->
  try {
    // Call Fenerum API with token from environment variables
    const response = await fetch('https://app.fenerum.com/api/v1/paymentcards/', {
      method: 'POST',
      headers: {
        'Authorization': `Token ${process.env.FENERUM_API_TOKEN}`,
        'X-Client-System': 'YourApp',
        'Content-Type': 'application/json',
      },
      body: JSON.stringify({
        account: accountId,
        token: paymentMethodId,
        gateway: 'stripe_new'
      })
    })

    const data = await response.json()
  <!-- focus-end -->

    if (!response.ok) {
      console.error('Fenerum API error:', data)
      return res.status(response.status).json({
        error: 'Failed to register card with Fenerum'
      })
    }

    // Return success with card details
    return res.status(200).json({
      uuid: data.uuid,
      brand: data.brand,
      card_number: data.card_number,
      month: data.month,
      year: data.year
    })
  } catch (error) {
    console.error('Error registering payment card:', error)
    return res.status(500).json({ error: 'Internal server error' })
  }
}

Environment Variable Setup:

# .env file (NEVER commit this to version control!)
FENERUM_API_TOKEN=your_actual_token_here

Example Response:

{
  "uuid": "09655a26-12e0-4a82-8524-7851998886fc",
  "brand": "Visa",
  "card_number": "XXXXXXXXXXXX4242",
  "month": 12,
  "year": 2025
}

Customer Self-Service

Recommended: Use Fenerum Self-Service

The best way to let customers manage their payment methods is through Fenerum Self-Service—a fully hosted portal where customers can add payment cards, manage subscriptions, and view invoices without any coding required.

Key benefits:

  • Customers can add and manage payment cards themselves via Stripe or Quickpay
  • Automatic integration with your branding
  • No code required—just enable it in your organization settings
  • Secure authentication via email link

API Integration:

Generate a direct access link to Self-Service for your customers:

# Generate Self-Service access link
curl -X POST https://app.fenerum.com/api/self-service/initiate-organization/ \
  -H "Authorization: Token YOUR_FENERUM_TOKEN" \
  -H "X-Client-System: YourApp" \
  -H "Content-Type: application/json" \
  -d '{
    "email": "customer@example.com"
  }'

Response:

{
  "url": "https://your-company.hostedsignup.com/access/abc123..."
}

Send this URL to your customer, and they can immediately access their account portal to add payment cards and manage their subscriptions.

When customers add a payment card through Self-Service, Fenerum automatically:

  • Saves the card on their account
  • Sets "Payment card" as the default collection method
  • Updates all active subscriptions to use the new payment method

Learn more: Self-Service Documentation

Quickpay Integration

How It Works

Fenerum uses QuickPay subscriptions to store payment cards. Here's the integration flow:

  1. Backend: Create a QuickPay payment link using QuickPay's API
  2. Frontend: Display the QuickPay payment form to the customer (card data goes directly to QuickPay)
  3. Callback: QuickPay sends a callback with the subscription ID when complete
  4. Backend: Register the subscription ID with Fenerum

Security Note: All API calls (both QuickPay and Fenerum) must happen on your backend where tokens are securely stored.

Your backend creates a QuickPay payment link using QuickPay's payment link API.

// Backend endpoint to create QuickPay payment link
// Endpoint: POST /api/create-quickpay-link
// Body: { accountId: string, customerEmail: string }

async function createQuickpayLink(req, res) {
  const { accountId, customerEmail } = req.body

  <!-- focus-start -->
  try {
    // Create QuickPay payment (subscription)
    const paymentResponse = await fetch('https://api.quickpay.net/payments', {
      method: 'POST',
      headers: {
        'Authorization': `Basic ${Buffer.from(':' + process.env.QUICKPAY_API_KEY).toString('base64')}`,
        'Accept-Version': 'v10',
        'Content-Type': 'application/json'
      },
      body: JSON.stringify({
        currency: 'DKK',
        order_id: `sub_${accountId}_${Date.now()}`,
        variables: {
          fenerum_account_id: accountId,
          customer_email: customerEmail
        }
      })
    })

    const payment = await paymentResponse.json()

    // Create payment link for the subscription
    const linkResponse = await fetch(`https://api.quickpay.net/payments/${payment.id}/link`, {
      method: 'PUT',
      headers: {
        'Authorization': `Basic ${Buffer.from(':' + process.env.QUICKPAY_API_KEY).toString('base64')}`,
        'Accept-Version': 'v10',
        'Content-Type': 'application/json'
      },
      body: JSON.stringify({
        amount: 0, // 0 for card authorization only
        auto_capture: false,
        callback_url: `${process.env.YOUR_DOMAIN}/api/quickpay-callback`
      })
    })

    const link = await linkResponse.json()
  <!-- focus-end -->

    return res.json({ url: link.url })
  } catch (error) {
    console.error('Error creating QuickPay link:', error)
    return res.status(500).json({ error: 'Internal server error' })
  }
}

Environment Setup:

QUICKPAY_API_KEY=your_quickpay_api_key_here
YOUR_DOMAIN=https://yourdomain.com
FENERUM_API_TOKEN=your_fenerum_token_here

Step 2: Redirect Route

Create a backend route that generates the QuickPay link and redirects the customer directly to QuickPay's hosted page.

// Backend redirect route
// When customer visits: GET /add-payment-card
// They are redirected to QuickPay's hosted payment page

async function redirectToQuickpay(req, res) {
  // Get logged-in user's information from session/auth
  const accountId = req.user.fenerumAccountId
  const email = req.user.email

  <!-- focus-start -->
  try {
    // Create QuickPay payment (subscription)
    const paymentResponse = await fetch('https://api.quickpay.net/payments', {
      method: 'POST',
      headers: {
        'Authorization': `Basic ${Buffer.from(':' + process.env.QUICKPAY_API_KEY).toString('base64')}`,
        'Accept-Version': 'v10',
        'Content-Type': 'application/json'
      },
      body: JSON.stringify({
        currency: 'DKK',
        order_id: `sub_${accountId}_${Date.now()}`,
        variables: {
          fenerum_account_id: accountId,
          customer_email: email
        }
      })
    })

    const payment = await paymentResponse.json()

    // Create payment link
    const linkResponse = await fetch(`https://api.quickpay.net/payments/${payment.id}/link`, {
      method: 'PUT',
      headers: {
        'Authorization': `Basic ${Buffer.from(':' + process.env.QUICKPAY_API_KEY).toString('base64')}`,
        'Accept-Version': 'v10',
        'Content-Type': 'application/json'
      },
      body: JSON.stringify({
        amount: 0,
        auto_capture: false,
        callback_url: `${process.env.YOUR_DOMAIN}/api/quickpay-callback`
      })
    })

    const link = await linkResponse.json()

    // Redirect customer to QuickPay
    return res.redirect(link.url)
  <!-- focus-end -->
  } catch (error) {
    console.error('Error creating QuickPay link:', error)
    return res.status(500).send('Failed to create payment link')
  }
}

Usage:

Simply provide customers with a link to your backend route:

<a href="/add-payment-card">Add Payment Method</a>

The route uses the logged-in user's session to get their account ID and email—no sensitive data in the URL.

Step 3: Handle QuickPay Callback

When the customer completes the payment form, QuickPay sends a callback to your server with the subscription ID.

// QuickPay callback handler
// Endpoint: POST /api/quickpay-callback
// Receives QuickPay callback when card is added

async function handleQuickpayCallback(req, res) {
  const { id: subscriptionId, variables } = req.body
  const accountId = variables?.fenerum_account_id

  if (!subscriptionId || !accountId) {
    return res.status(400).json({ error: 'Missing required data' })
  }

  <!-- focus-start -->
  try {
    // Register the QuickPay subscription with Fenerum
    const response = await fetch('https://app.fenerum.com/api/v1/paymentcards/', {
      method: 'POST',
      headers: {
        'Authorization': `Token ${process.env.FENERUM_API_TOKEN}`,
        'X-Client-System': 'YourApp',
        'Content-Type': 'application/json'
      },
      body: JSON.stringify({
        account: accountId,
        token: subscriptionId.toString(), // QuickPay subscription ID
        gateway: 'quickpay'
      })
    })

    const data = await response.json()
  <!-- focus-end -->

    if (response.ok) {
      console.log('Payment card registered with Fenerum:', data)
      return res.status(200).json({ success: true })
    } else {
      console.error('Failed to register card with Fenerum:', data)
      return res.status(500).json({ error: 'Failed to register card' })
    }
  } catch (error) {
    console.error('Error in QuickPay callback:', error)
    return res.status(500).json({ error: 'Internal server error' })
  }
}

Response from Fenerum:

{
  "uuid": "09655a26-12e0-4a82-8524-7851998886fc",
  "brand": "Visa",
  "card_number": "XXXXXXXXXXXX4242",
  "month": 12,
  "year": 2025,
  "payment_gateway": "quickpay",
  "account": "50e9aa0b-8d35-4da7-9a9b-8a35b11579b2"
}

Key Points:

  • QuickPay subscription ID must be stored as a string in Fenerum
  • The gateway value must be quickpay
  • Card data never touches your server—it goes directly to QuickPay
  • See the QuickPay integration guide for setup instructions

Customer Self-Service

Recommended: Use Fenerum Self-Service

The best approach is to use Fenerum Self-Service where customers can add QuickPay payment cards themselves through the hosted portal.

The Self-Service portal supports both Stripe and QuickPay payment methods, providing a unified experience for your customers. See the Customer Self-Service section under Stripe Integration above for API integration details.

Managing Payment Cards

List Cards for an Account

curl https://app.fenerum.com/api/v1/paymentcards/?account=CUST001 \
  -H "Authorization: Token YOUR_FENERUM_TOKEN" \
  -H "X-Client-System: YourApp"

Response:

{
  "count": 2,
  "next": null,
  "previous": null,
  "results": [
    {
      "uuid": "09655a26-12e0-4a82-8524-7851998886fc",
      "active": true,
      "brand": "Visa",
      "card_number": "XXXXXXXXXXXX4242",
      "month": 12,
      "year": 2025,
      "payment_gateway": "stripe_new",
      "account": "50e9aa0b-8d35-4da7-9a9b-8a35b11579b2"
    }
  ]
}

Get Card Details

curl https://app.fenerum.com/api/v1/paymentcards/{card_uuid}/ \
  -H "Authorization: Token YOUR_FENERUM_TOKEN" \
  -H "X-Client-System: YourApp"

Disable a Card

curl -X POST https://app.fenerum.com/api/v1/paymentcards/{card_uuid}/disable/ \
  -H "Authorization: Token YOUR_FENERUM_TOKEN" \
  -H "X-Client-System: YourApp"

Note: Disabling a card in Fenerum doesn't delete it from the payment provider. It only prevents Fenerum from charging it.

Gateway Reference

When creating payment cards, use these gateway identifiers:

ProviderGateway ValueToken Type
Stripestripe_newPayment Method ID (pm_...)
QuickpayquickpaySubscription ID (integer)

Troubleshooting

Card registration fails:

  • Verify payment provider credentials in Fenerum settings
  • Check that the account UUID exists in Fenerum
  • Ensure the token format matches the gateway type (pm_... for Stripe, integer for Quickpay)
  • Confirm you're using the correct gateway value (stripe_new or quickpay)
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